Personal Injury Protection

Horizon Casualty Services (HCS) provides results-based services for automobile insurers.

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HCS has substantial experience in providing a full range of results-based services to automobile insurers.

Here’s what sets us apart from our competition:

  • Subsidiary of New Jersey’s largest health insurer. HCS is a subsidiary of Horizon Blue Cross Blue Shield of New Jersey, the state’s largest and most experienced health insurer. We collaborate closely with our parent company to leverage provider relationships to achieve optimal agreements and contracted rates.
  • Medical network: focused on musculoskeletal injuries and specifically contracted for personal injury protection. Our medical network of doctors and other health care professionals is focused on musculoskeletal injuries. We contract with doctors and other health care professionals because of their expertise and focus on appropriate utilization of health care services.
  • Extensive acute care hospital network. More than 97 percent of all New Jersey acute care hospitals participate with HCS along with their ancillary businesses. Our network also includes an extensive array of rehabilitation hospitals and related facilities.
  • Close collaboration with medical network participants. Our network participants have a collaborative relationship with our company and collaborate with HCS and its clients to respond to inquiries and resolve issues.
  • Highest overall value. Because our discounts are the best of any PIP vendor in New Jersey, we are successful in slowing the pace at which personal injury protection claimants hit their coverage ceiling, allowing them to optimize the health benefits received under their policy. Similarly, we provide financial value to auto insurers who seek to achieve optimal, appropriate medical care for their claimants.

For more information, please email or call us at 1-800-985-7777.